@import"https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@300;400;500;600;700;800&family=Outfit:wght@400;500;600;700;800;900&display=swap";:root{--bg-dark: #0B2216;--bg-dark-surface: #132E1D;--bg-light-surface: #F4F7F4;--bg-cream: #FAF9F5;--bg-white: #FFFFFF;--border-light: #E2E8E4;--border-dark: rgba(255, 255, 255, .12);--border-active: #FF6B00;--primary-orange: #FF6B00;--primary-orange-hover: #E85D04;--gradient-orange: linear-gradient(135deg, #FF6B00 0%, #FF8800 100%);--shadow-orange: 0 10px 25px rgba(255, 107, 0, .28);--accent-forest: #1B4332;--accent-green: #2D6A4F;--accent-mint: #52B788;--accent-mint-light: #E8F5E9;--gradient-forest: linear-gradient(135deg, #1B4332 0%, #2D6A4F 100%);--gradient-nature: linear-gradient(135deg, #FF6B00 0%, #2D6A4F 100%);--text-primary: #1A251E;--text-secondary: #3D4F45;--text-muted: #62756A;--text-inverse: #FFFFFF;--text-inverse-muted: #A3B8AC;--font-title: "Outfit", "Plus Jakarta Sans", -apple-system, BlinkMacSystemFont, sans-serif;--font-body: "Plus Jakarta Sans", -apple-system, BlinkMacSystemFont, sans-serif;--shadow-card: 0 12px 32px rgba(27, 67, 50, .06), 0 2px 6px rgba(0, 0, 0, .02);--shadow-card-hover: 0 20px 40px rgba(27, 67, 50, .12);--radius-lg: 20px;--radius-md: 14px;--radius-sm: 8px;--transition-smooth: all .35s cubic-bezier(.16, 1, .3, 1);--transition-snappy: all .2s cubic-bezier(.25, .8, .25, 1)}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html,body{width:100%;max-width:100vw;overflow-x:hidden}html{scroll-behavior:smooth;font-size:16px;-webkit-font-smoothing:antialiased}body{background-color:var(--bg-cream);color:var(--text-primary);font-family:var(--font-body);line-height:1.6}.main-header{position:sticky;top:0;z-index:1000;width:100%;background:#fffffffa;backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid var(--border-light);box-shadow:0 4px 20px #0000000a;transition:var(--transition-smooth)}.header-container{max-width:1280px;width:100%;margin:0 auto;padding:.75rem 1.25rem;display:flex;justify-content:space-between;align-items:center;gap:1rem;box-sizing:border-box}.brand-logo{display:flex;align-items:center;gap:.6rem;text-decoration:none;flex-shrink:0}.brand-logo-img{height:44px;width:auto;border-radius:6px;object-fit:contain}.brand-logo-text{display:flex;flex-direction:column;justify-content:center;line-height:1.05}.brand-title-top{font-family:var(--font-title);font-size:1.2rem;font-weight:900;color:var(--accent-forest);letter-spacing:-.3px}.brand-title-bottom{font-family:var(--font-title);font-size:1rem;font-weight:800;color:var(--primary-orange);letter-spacing:.4px}.nav-menu{display:flex;align-items:center;gap:1.5rem}.nav-menu a{color:var(--text-secondary);text-decoration:none;font-weight:600;font-size:.925rem;transition:var(--transition-snappy);position:relative;padding:.4rem 0;white-space:nowrap}.nav-menu a:hover,.nav-menu a.active{color:var(--primary-orange)}.nav-menu a.active:after{content:"";position:absolute;bottom:0;left:0;width:100%;height:3px;background:var(--gradient-orange);border-radius:3px}.mobile-menu-cta{display:none;width:100%;margin-top:1rem}.header-actions{display:flex;align-items:center;gap:.75rem;flex-shrink:0}.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;padding:.65rem 1.25rem;border-radius:var(--radius-md);font-weight:700;font-size:.9rem;text-decoration:none;border:none;cursor:pointer;white-space:nowrap;transition:var(--transition-snappy)}.btn-primary{background:var(--gradient-orange);color:#fff;box-shadow:var(--shadow-orange)}.btn-primary:hover{transform:translateY(-2px);background:var(--primary-orange-hover);box-shadow:0 14px 28px #ff6b0066}.btn-whatsapp{background:#25d366;color:#fff;box-shadow:0 10px 22px #25d36640}.btn-whatsapp:hover{background:#1ebe57;transform:translateY(-2px);box-shadow:0 14px 28px #25d36666}.btn-forest{background:var(--gradient-forest);color:#fff;box-shadow:0 10px 22px #1b433238}.btn-forest:hover{transform:translateY(-2px);box-shadow:0 14px 28px #1b433259}.btn-outline-dark{background:transparent;color:var(--text-primary);border:2px solid var(--border-light)}.btn-outline-dark:hover{border-color:var(--primary-orange);color:var(--primary-orange);background:#ff6b000a}.mobile-menu-btn{display:none;background:transparent;border:none;cursor:pointer;color:var(--text-primary);padding:.25rem}.section{padding:4.5rem 1.25rem;position:relative}.section-dark{background:var(--bg-dark);color:var(--text-inverse)}.section-container{max-width:1280px;margin:0 auto}.section-header{text-align:center;max-width:760px;margin:0 auto 3rem}.section-header .section-badge{display:inline-flex;align-items:center;gap:.5rem;padding:.35rem 1rem;border-radius:100px;font-size:.825rem;font-weight:700;text-transform:uppercase;letter-spacing:1px;margin-bottom:1rem;background:#ff6b001a;color:var(--primary-orange);border:1px solid rgba(255,107,0,.2)}.section-header.dark .section-badge{background:#52b78826;color:var(--accent-mint);border-color:#52b7884d}.section-header h2{font-family:var(--font-title);font-size:2.25rem;font-weight:800;letter-spacing:-1px;line-height:1.2;margin-bottom:1rem;color:var(--accent-forest)}.section-header.dark h2{color:#fff}.section-header p{font-size:1.05rem;color:var(--text-secondary)}.section-header.dark p{color:var(--text-inverse-muted)}.hero-section{background:radial-gradient(circle at 85% 15%,#183e2b,#0b2216 70%);color:var(--text-inverse);padding:4.5rem 1.25rem;position:relative;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:3rem;align-items:center;max-width:1280px;margin:0 auto}.hero-content .hero-pill{display:inline-flex;align-items:center;gap:.6rem;background:#52b78826;border:1px solid rgba(82,183,136,.3);padding:.4rem 1rem;border-radius:100px;font-size:.85rem;font-weight:600;color:var(--accent-mint);margin-bottom:1.5rem}.hero-content h1{font-family:var(--font-title);font-size:3.25rem;font-weight:900;line-height:1.1;letter-spacing:-1.5px;margin-bottom:1.25rem}.hero-content h1 .highlight-gradient{color:var(--primary-orange)}.hero-content .hero-desc{font-size:1.15rem;color:var(--text-inverse-muted);margin-bottom:2rem;line-height:1.6}.hero-content .hero-actions{display:flex;gap:1rem;flex-wrap:wrap;margin-bottom:2.5rem}.hero-card-preview{background:var(--bg-dark-surface);border:1px solid rgba(255,255,255,.12);border-radius:var(--radius-lg);padding:2rem;box-shadow:0 30px 60px #0006;position:relative}.hero-card-header{display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid rgba(255,255,255,.1);padding-bottom:1.25rem;margin-bottom:1.5rem}.hero-card-header .verified-badge{display:inline-flex;align-items:center;gap:.4rem;background:#ff6b0026;color:var(--primary-orange);border:1px solid rgba(255,107,0,.3);padding:.3rem .75rem;border-radius:100px;font-size:.8rem;font-weight:700}.hero-stats-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1rem}.hero-stat-box{background:#ffffff0a;border:1px solid rgba(255,255,255,.08);padding:1.25rem;border-radius:var(--radius-md)}.hero-stat-box .stat-val{font-family:var(--font-title);font-size:2rem;font-weight:800;color:var(--primary-orange);line-height:1;margin-bottom:.35rem}.hero-stat-box .stat-lbl{font-weight:700;font-size:.9rem;color:var(--text-inverse)}.hero-stat-box .stat-sub{font-size:.78rem;color:var(--text-inverse-muted)}.services-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:1.75rem}.service-card{background:var(--bg-white);border-radius:var(--radius-lg);border:1px solid var(--border-light);padding:2rem;box-shadow:var(--shadow-card);transition:var(--transition-smooth);display:flex;flex-direction:column}.service-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-card-hover);border-color:var(--primary-orange)}.service-card .service-icon{width:52px;height:52px;background:var(--accent-mint-light);border-radius:var(--radius-md);display:flex;align-items:center;justify-content:center;color:var(--accent-forest);margin-bottom:1.25rem}.service-card h3{font-family:var(--font-title);font-size:1.35rem;font-weight:800;color:var(--accent-forest);margin-bottom:.75rem}.service-card p{color:var(--text-secondary);font-size:.95rem;margin-bottom:1.25rem;flex-grow:1}.service-card .service-features{list-style:none;margin-bottom:1.5rem}.service-card .service-features li{display:flex;align-items:center;gap:.5rem;font-size:.875rem;color:var(--text-secondary);margin-bottom:.5rem}.service-card .service-features li svg{color:var(--primary-orange);flex-shrink:0}.benefits-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1.75rem}.benefit-card{background:#ffffff0a;border:1px solid rgba(255,255,255,.08);border-radius:var(--radius-lg);padding:1.75rem;transition:var(--transition-smooth)}.benefit-card:hover{background:#ffffff14;border-color:var(--primary-orange);transform:translateY(-4px)}.benefit-card .benefit-icon{width:48px;height:48px;background:#ff6b0026;color:var(--primary-orange);border-radius:12px;display:flex;align-items:center;justify-content:center;margin-bottom:1.25rem}.benefit-card h3{font-family:var(--font-title);font-size:1.2rem;font-weight:700;margin-bottom:.5rem}.benefit-card p{color:var(--text-inverse-muted);font-size:.925rem}.insurers-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(180px,1fr));gap:1.25rem}.insurer-item{background:var(--bg-white);border:1px solid var(--border-light);border-radius:var(--radius-md);padding:1.25rem .85rem;text-align:center;text-decoration:none;color:var(--text-primary);font-weight:700;transition:var(--transition-snappy);display:flex;flex-direction:column;align-items:center;justify-content:center;gap:.5rem}.insurer-item:hover{border-color:var(--accent-forest);box-shadow:0 10px 25px #1b43321a;transform:translateY(-3px)}.regulatory-box{background:var(--bg-light-surface);border-radius:var(--radius-lg);padding:2rem;border:1px solid var(--border-light);margin-top:3rem}.regulatory-box h4{font-family:var(--font-title);font-size:1.1rem;font-weight:800;color:var(--accent-forest);margin-bottom:1rem}.regulatory-box .regulatory-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1.25rem}.faq-list{max-width:860px;margin:0 auto;display:flex;flex-direction:column;gap:1rem}.faq-item{background:var(--bg-white);border:1px solid var(--border-light);border-radius:var(--radius-md);overflow:hidden;transition:var(--transition-snappy)}.faq-item.open{border-color:var(--primary-orange);box-shadow:var(--shadow-card)}.faq-item .faq-question{width:100%;padding:1.25rem 1.5rem;background:transparent;border:none;text-align:left;font-family:var(--font-title);font-size:1.05rem;font-weight:700;color:var(--text-primary);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:1rem}.faq-item .faq-answer{padding:0 1.5rem 1.25rem;color:var(--text-secondary);font-size:.95rem;line-height:1.6}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:2.5rem;align-items:start}.contact-cards-column{display:flex;flex-direction:column;gap:1.25rem}.contact-card{background:var(--bg-light-surface);border:1px solid var(--border-light);border-radius:var(--radius-md);padding:1.35rem 1.5rem;display:flex;align-items:center;gap:1.25rem;box-shadow:var(--shadow-card);transition:var(--transition-snappy)}.contact-card:hover{transform:translateY(-2px);border-color:var(--primary-orange);box-shadow:var(--shadow-card-hover)}.contact-card .contact-icon-box{width:52px;height:52px;border-radius:14px;background:#ff6b001f;color:var(--primary-orange);display:flex;align-items:center;justify-content:center;flex-shrink:0}.contact-card .contact-info h4{font-size:.78rem;font-weight:800;text-transform:uppercase;color:var(--text-muted);letter-spacing:.5px;margin-bottom:.25rem}.contact-card .contact-info a{font-size:1.15rem;font-weight:800;color:var(--accent-forest);text-decoration:none;transition:var(--transition-snappy)}.contact-card .contact-info a:hover{color:var(--primary-orange)}.footer{background:var(--bg-dark);color:var(--text-inverse-muted);padding:4rem 1.25rem 2rem;border-top:1px solid var(--border-dark)}.footer-grid{max-width:1280px;margin:0 auto;display:grid;grid-template-columns:2fr 1fr 1fr 1.5fr;gap:2.5rem;margin-bottom:2.5rem}.footer-legal-notice{background:#ffffff0a;border:1px solid rgba(255,255,255,.08);border-radius:var(--radius-md);padding:1.25rem;font-size:.825rem;line-height:1.6;margin-bottom:2rem;max-width:1280px;margin-left:auto;margin-right:auto}.footer-bottom{max-width:1280px;margin:0 auto;padding-top:1.75rem;border-top:1px solid rgba(255,255,255,.08);display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:1rem;font-size:.85rem}.modal-overlay{position:fixed;top:0;left:0;width:100vw;height:100vh;background:#0b2216d1;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);z-index:2000;display:flex;align-items:center;justify-content:center;padding:1.25rem}.modal-card{background:var(--bg-white);border-radius:var(--radius-lg);max-width:600px;width:100%;max-height:90vh;overflow-y:auto;padding:2rem;position:relative;box-shadow:0 25px 50px #00000040}.modal-card .modal-close{position:absolute;top:1.25rem;right:1.25rem;background:var(--bg-light-surface);border:none;width:34px;height:34px;border-radius:50%;display:flex;align-items:center;justify-content:center;cursor:pointer;color:var(--text-primary)}.form-group{margin-bottom:1.25rem}.form-group label{display:block;font-weight:700;font-size:.875rem;margin-bottom:.4rem;color:var(--text-primary)}.form-group input,.form-group select,.form-group textarea{width:100%;padding:.8rem .95rem;border-radius:var(--radius-sm);border:1px solid var(--border-light);font-family:var(--font-body);font-size:.925rem;background:var(--bg-cream);transition:var(--transition-snappy)}.form-group input:focus,.form-group select:focus,.form-group textarea:focus{outline:none;border-color:var(--primary-orange);background:var(--bg-white);box-shadow:0 0 0 3px #ff6b0026}@media (max-width: 992px){.mobile-menu-btn{display:flex;align-items:center;justify-content:center}.nav-menu{display:none}.nav-menu.mobile-open{display:flex;flex-direction:column;align-items:stretch;position:absolute;top:100%;left:0;width:100%;background:var(--bg-white);padding:1.5rem;border-bottom:1px solid var(--border-light);box-shadow:0 20px 40px #0000001f}.mobile-menu-cta{display:block}.contact-grid{grid-template-columns:1fr}.hero-grid{grid-template-columns:1fr;gap:2.5rem}.hero-content h1{font-size:2.5rem}.footer-grid{grid-template-columns:1fr 1fr}}@media (max-width: 600px){.header-container{padding:.65rem 1rem;gap:.5rem}.brand-logo-img{height:38px}.brand-title-top{font-size:1.05rem}.brand-title-bottom{font-size:.9rem}.header-cta-btn{padding:.5rem .85rem;font-size:.825rem}.header-cta-text{display:inline-block}.hero-content h1{font-size:2.1rem}.footer-grid,.regulatory-box .regulatory-grid{grid-template-columns:1fr}}@media (max-width: 400px){.header-cta-text{display:none}.header-cta-btn{padding:.5rem;border-radius:50%;width:38px;height:38px}}